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Buying Auto Insurance Decatur IL

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
134 Wildwood CT
Decatur, IL
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
134 W Wildwood Dr
Mount Zion, IL
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Campbell Ins Agcy
(217) 423-7781
225 S Main St
Decatur, IL
 
Gilman- John W
(217) 877-5770
385 E Ash Ave Ste B
Decatur, IL
 
Jackson Jr- Herbert TJ - State Farm Insurance Agent
(217) 422-1441
1301 West King Street
Decatur, IL
 
Allstate Auto Insurance
(888) 355-7971
332 W Marion Ave Ste N2
Forsyth, IL
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
762 E
Chestnut, IL
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Doornbos- Linda K - State Farm Insurance Agent
(217) 422-1657
2627 North 22nd Street
Decatur, IL
 
Diane S Sullivan Ins Agcy Inc - State Farm Insurance Agent
(217) 875-5711
2950 North Water Street Ste 305
Decatur, IL
 
Bischoff- Robert A - State Farm Insurance Agent
(217) 428-6742
1203 North Water Street
Decatur, IL
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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