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Buying Auto Insurance Cottonwood AZ

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Insurance - Yvonne Buckner Biondi
(928) 649-1797
56 S Main St Ste. 6
Cottonwood, AZ
 
DeGeer- Robert J - State Farm Insurance Agent
(928) 634-7680
545 South Main Street
Cottonwood, AZ
 
Wanda Cheers
(928) 284-3400
6486 Highway 179
Sedona, AZ
 
State Farm Insurance Companies - Agents
(928) 282-3526
2756 West Highway 89A
Sedona, AZ
 
Fleckenstein- Terrance A
(928) 204-4437
140 Coffee Pot Dr
Sedona, AZ
 
Rosenow- Neil D - State Farm Insurance Agent
(928) 634-2763
879 Cove Parkway
Cottonwood, AZ
 
All Price Insurance
(928) 634-2311
116 North Main Street
Cottonwood, AZ
 
Jones- Patricia A - State Farm Insurance Agent
(928) 204-4437
140 Coffee Pot Drive Ste E103
Sedona, AZ
 
State Farm Insurance CO
(928) 282-3526
2756 West Highway 89A
Sedona, AZ
 
American Family Insurance William Linnemon
(928) 282-0710
2081 West Highway 89A
Sedona, AZ
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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