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Buying Auto Insurance Coralville IA

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
60 Meade Dr
Coralville, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
1714 5th St
Coralville, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Kohl- Nanci E - State Farm Insurance Agent
(319) 338-6200
405 Highway 1 West
Iowa City, IA
 
Tarnowski- Danielle - State Farm Insurance Agent
(319) 351-5112
332 South Linn Street Ste 100
Iowa City, IA
 
Stevens- Randall L - State Farm Insurance Agent
(319) 351-1001
1929 Keokuk Street
Iowa City, IA
 
Allstate Auto Insurance
(888) 355-7971
1714 5th St Ste 4
Coralville, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

New York Life Insurance CO
(319) 337-4433
1100 5th Street
Coralville, IA
 
Emmel Geoff
(319) 354-1400
1210 S Gilbert St
Iowa City, IA
 
Mcintire- Gary D
(319) 338-5091
1210 S Gilbert St Ste 100
Iowa City, IA
 
Trimble- Richard W
(319) 338-5091
1210 S Gilbert St
Iowa City, IA
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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