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Buying Auto Insurance Clinton IA

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
1016 15th Ave
Fulton, IL
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Reed- Jeffrey J - State Farm Insurance Agent
(563) 242-8814
148 5th Avenue South
Clinton, IA
 
Neblung- Ronald H - State Farm Insurance Agent
(563) 242-3400
1300 South 14th Street
Clinton, IA
 
Gundlach- Ruth V - State Farm Insurance Agent
(815) 772-2101
619 East Lincolnway
Morrison, IL
 
O'Neill- Sherlock M - State Farm Insurance Agent
(563) 659-3116
1133 11th Street
De Witt, IA
 
Ken Kroemer Insurance
(563) 242-2464
239 5th Avenue North
Clinton, IA
 
The A C Root Agency Inc
(563) 242-2454
1127 North 2nd Street Suite A
Clinton, IA
 
Core-Vens & Company
(563) 242-5423
2301 North 2nd Street
Clinton, IA
 
Allstate Insurance Companies
(815) 625-1535
205 West 2nd
Morrison, IL
 
Sentry Insurance
(563) 289-4098
1805 Pineo Grove Lane
Princeton, IA
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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