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Buying Auto Insurance Clarksburg WV

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate - Stanley Cameon
(681) 533-1321
2369 White Hall Blvd.
Fairmont, WV
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Auto Insurance
(888) 355-7971
1543 Fairmont Ave
Fairmont, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Leonard K. Johnson Agency
(304) 622-5631
493 Washington Ave
Clarksburg, WV
 
Allman- David C - State Farm Insurance Agent
(304) 622-5853
104 East Main Street
Clarksburg, WV
 
Tallman- Charles T
(304) 623-3381
231 S 3rd St
Clarksburg, WV
 
Allstate Auto Insurance
(888) 355-7971
1224 Country Club Rd
Fairmont, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

William J. Brady Agency
(304) 622-6007
422 Buckhannon Pike
Nutter Fort, WV
 
Shock II- Charles R - State Farm Insurance Agent
(304) 622-3632
101 West Pike Street
Clarksburg, WV
 
P. D. Gray Agency
(304) 623-4400
136 Milford St
Clarksburg, WV
 
Nationwide Mutual Insurance Companies Complx Lstng
(304) 842-5406
102 Tolley Drive
Bridgeport, WV
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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