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Buying Auto Insurance Bismarck ND

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
1929 N Washington St Ste PPP
Bismarck, ND
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Richter- Terry M - State Farm Insurance Agent
(701) 223-8757
201 North 19th Street
Bismarck, ND
 
Farmers Insurance
(701) 221-9724
1110 College Drive Suite 215
Bismarck, ND
 
Gotta Ins Agency Inc - State Farm Insurance Agent
(701) 258-5577
2215 East Main Avenue
Bismarck, ND
 
Allstate Insurance Companies
(701) 255-7141
1929 North Washington Street
Bismarck, ND
 
Allstate - Pat Stocking
(701) 369-3325
1929 N. Washington St.
Bismarck, ND
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

State Farm Insurance
(701) 628-2532
Po Box 1538
Bismarck, ND
 
Allstate Insurance - Patrick N Stocking
(701) 223-4548
1929 N Washington St
Bismarck, ND
 
Kramer Agency Inc
(701) 255-4502
322 E Main Ave
Bismarck, ND
 
Dan Seifert Ins Agency Inc
(701) 222-0404
1100 E Capitol Ave
Bismarck, ND
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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