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Buying Auto Insurance Biddeford ME

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate - Amy Alward
(207) 209-2161
95 Ocean St.
Portland, ME
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Auto Insurance
(888) 355-7971
1085 Brighton Ave
Portland, ME
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Browne Insurance Agency Inc - State Farm Insurance Agent
(207) 283-1167
321 Elm Street
Biddeford, ME
 
D B Warlick & Co
(207) 967-8070
PO Box 2738
Kennebunkport, ME
 
Marshall- Jeffrey Alan
(207) 883-0111
456 Payne Road Payne Rd Plaza
Scarborough, ME
 
Allstate Auto Insurance
(888) 355-7971
75 John Roberts RD Bldg A
South Portland, ME
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Patrick J Wheeler
(800) 283-9141
411 Alfred Street Park One Eleven
Biddeford, ME
 
Peg Poulin-Horton Ins Agcy Inc - State Farm Insurance Agent
(207) 283-9166
224 Main Street
Saco, ME
 
Bricker- Tracey S - State Farm Insurance Agent
(207) 985-6969
82 Portland Road
Kennebunk, ME
 
Carlson- Elaine Robin
(207) 883-5867
3 Plaza Dr
Scarborough, ME
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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