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Buying Auto Insurance Beckley WV

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
1455 Robert C Byrd Dr
Crab Orchard, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Garletts- Herbert R - State Farm Insurance Agent
(304) 255-2101
816 Johnstown Road
Beckley, WV
 
Erie Insurance Group
(304) 255-4766
206 Hawaii Street
Beckley, WV
 
Nationwide Insurance Company - District Claims
(304) 252-7688
190 Temple Street
Beckley, WV
 
Pietrantozzi- Susan P - State Farm Insurance Agent
(304) 255-6917
824 Ritter Drive
Beaver, WV
 
Allstate Auto Insurance
(888) 355-7971
217 Temple St
Hinton, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Omni Financial & Insurance Services
(304) 255-6191
112 East Main Street
Beckley, WV
 
Straub Jr- William R - State Farm Insurance Agent
(304) 255-0481
1100 North Eisenhower Drive
Beckley, WV
 
Smith- Judy M - State Farm Insurance Agent
(304) 253-1520
1910 Robert C Byrd Road
Mac Arthur, WV
 
Charles A. Walker Agency
(304) 252-1364
834 Ritter Drive
Beaver, WV
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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