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Buying Auto Insurance Bay City MI

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
3085 Bay RD Ste 9
Saginaw, MI
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Jezak- Kerry S - State Farm Insurance Agent
(989) 895-5570
2307 Kosciuszko Avenue
Bay City, MI
 
Farmers Insurance District Office
(989) 892-6867
1345 North Johnson Street Suite 102
Bay City, MI
 
Boon- Lawrence J - State Farm Insurance Agent
(989) 895-5536
815 Columbus Avenue
Bay City, MI
 
Shankool- Moghlis P - State Farm Insurance Agent
(989) 922-3800
212 North Euclid Avenue
Bay City, MI
 
Nationwide Insurance & Financial Services
(989) 892-4801
200 South Madison Avenue
Bay City, MI
 
PERO Agency
(989) 892-4801
200 South Madison Avenue
Bay City, MI
 
Drzewicki- John J - State Farm Insurance Agent
(989) 893-3553
1104 South Madison Avenue
Bay City, MI
 
Farm Bureau Membership Bay County
(989) 684-2772
2450 Midland Road
Bay City, MI
 
Duncan- Duffield S
(989) 686-8680
3583 Wilder Rd
Bay City, MI
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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