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Buying Auto Insurance Ashland KY

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
4332 13th St
Ashland, KY
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Charles C Adams Insurance
(606) 325-9709
221 20th St
Ashland, KY
 
Moore Insurance Agency
(606) 329-9257
211 15th Street
Ashland, KY
 
New York Life
(606) 324-6836
1000 29th Street
Ashland, KY
 
Thoroughbred Agency- Inc.
(606) 325-2491
1430 Winchester Av
Ashland, KY
 
Allstate Auto Insurance
(888) 355-7971
974 Diedrich Dr
Flatwoods, KY
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Charles E. Davis Agency
(606) 928-3787
8136 Us Route 60 # U
Ashland, KY
 
Hieronimus Philip Insurance Agency
(606) 325-6789
1909 Greenup Avenue
Ashland, KY
 
Melvin- Paul H - State Farm Insurance Agent
(606) 324-4159
2101 Carter Avenue
Ashland, KY
 
Hester- Anthony S - State Farm Insurance Agent
(606) 325-8591
1013 Carter Avenue
Ashland, KY
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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