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Buying Auto Insurance Aberdeen SD

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

John SIEH Agency
(605) 229-1760
702 South Main Street
Aberdeen, SD
 
Malsam- Luvern N - State Farm Insurance Agent
(605) 225-2144
711 North Main Street
Aberdeen, SD
 
Farmers Union Insurance
(605) 229-3945
634 South Roosevelt Street Suite 2
Aberdeen, SD
 
Allstate Auto Insurance
(888) 355-7971
824 E 41st St
Sioux Falls, SD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
822 Main St
Rapid City, SD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Gederos- Christopher J - State Farm Insurance Agent
(605) 225-8600
312 6th Avenue Southwest
Aberdeen, SD
 
Hilgemann Insurance Agency Inc - State Farm Insurance Agent
(605) 226-3651
1023 6th Avenue Southeast
Aberdeen, SD
 
Allstate Auto Insurance
(888) 355-7971
6009 W 41st St
Sioux Falls, SD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
1451 B 6th St
Brookings, SD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Moore- Rebecca L - State Farm Insurance Agent
(605) 996-1133
1204 South Burr Street Ste B
Mitchell, SD
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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