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Bad Credit Car Loan or Car Lease Wailuku HI

Buying a car with bad credit can be a huge problem for subprime borrowers. Learn how a poor credit report and low FICO credit score affects what you pay, including high car insurance rates. Find out how to repair your bad credit to avoid future problems.

Bernstein Financial Services Inc
(808) 242-1965
2200 Main St Ste 502
Wailuku, HI
 
Maui Finance Co
(808) 244-9143
140 N Market St Ste 201
Wailuku, HI
 
Noble Mortgage Financing
(808) 249-8025
160 N Market St Ste D
Wailuku, HI
 
American General Financial Services Of Hawaii Inc
(808) 871-4888
250 Alamaha St Ste N15
Kahului, HI
 
West Maui Gold & Loan
(808) 667-7689
1000 Limahana Pl Ste H
Lahaina, HI
 
American Express
(808) 585-3200
677 Ala Moana Ste 100
Wailuku, HI
 
Amepnrse Financial Services Inc Alan H Kodama Senior Financial
(808) 242-9712
1498 Lower Main St Ste A3
Wailuku, HI
 
Gateway Financial Services
(808) 242-5463
24 N Church St Ste 312
Wailuku, HI
 
First Hawaiian Bank
(808) 669-5655
5095 Napilihau St Ste 103
Lahaina, HI
 
Migita Lance State Farm Insurance Agency
(808) 874-2555
411 Huku Lii Pl Ste 304
Kihei, HI
 

Bad Credit Car Loan or Car Lease

Having a bad credit history and low FICO credit score often creates problems when buying or leasing a car. People with serious credit problems frequently have very frustrating experiences when looking for car loans and leases, particularly in times of tight credit and economic stress.

Some banks and finance companies have tightened up from just a few months ago and are much more careful about doing business with "subprime" borrowers with poor credit histories. If you are having problems with making payments on your current car (see ), don't lose it because it'll be very difficult getting another.

However, car manufacturers and dealers are so competitive and desperate for business that they are often willing to take some extra risks to get business.

Generally, people with "subprime" credit should expect to pay higher interest rates, be required to make higher down payments, or make a security deposit (for leasing). They may even have problems getting auto insurance. It's good to check your credit reports (all three of them) for mistakes to make sure your data is accurate.

Analyze your credit situation first
If you have bad credit, do you know why? Do you know just how bad it is? There are varying degrees of bad credit. Some are seriously bad; some not so bad. A couple of late payments on a credit card account is not as bad as a recent bankruptcy or home foreclosure. Some problems can be quickly repaired; others take longer...

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