Auto Leasing Guide
Go to LeaseGuide.com now !

Bad Credit Car Loan or Car Lease Kihei HI

Buying a car with bad credit can be a huge problem for subprime borrowers. Learn how a poor credit report and low FICO credit score affects what you pay, including high car insurance rates. Find out how to repair your bad credit to avoid future problems.

Migita Lance State Farm Insurance Agency
(808) 874-2555
411 Huku Lii Pl Ste 304
Kihei, HI
 
Benchmark Mortgage
(808) 891-0415
2395 S Kihei Rd Ste 203b
Kihei, HI
 
American General Financial Services Of Hawaii Inc
(808) 871-4888
250 Alamaha St Ste N15
Kahului, HI
 
American Express
(808) 585-3200
677 Ala Moana Ste 100
Wailuku, HI
 
Gateway Financial Services
(808) 242-5463
24 N Church St Ste 312
Wailuku, HI
 
Creative Financial
(808) 891-9292
320 Ohukai Rd Ste 413
Kihei, HI
 
Maui Financial
(808) 879-4666
2439 S Kihei Rd Ste 204a
Kihei, HI
 
Noble Mortgage Financing
(808) 249-8025
160 N Market St Ste D
Wailuku, HI
 
Bernstein Financial Services Inc
(808) 242-1965
2200 Main St Ste 502
Wailuku, HI
 
Maui Finance Co
(808) 244-9143
140 N Market St Ste 201
Wailuku, HI
 

Bad Credit Car Loan or Car Lease

Having a bad credit history and low FICO credit score often creates problems when buying or leasing a car. People with serious credit problems frequently have very frustrating experiences when looking for car loans and leases, particularly in times of tight credit and economic stress.

Some banks and finance companies have tightened up from just a few months ago and are much more careful about doing business with "subprime" borrowers with poor credit histories. If you are having problems with making payments on your current car (see ), don't lose it because it'll be very difficult getting another.

However, car manufacturers and dealers are so competitive and desperate for business that they are often willing to take some extra risks to get business.

Generally, people with "subprime" credit should expect to pay higher interest rates, be required to make higher down payments, or make a security deposit (for leasing). They may even have problems getting auto insurance. It's good to check your credit reports (all three of them) for mistakes to make sure your data is accurate.

Analyze your credit situation first
If you have bad credit, do you know why? Do you know just how bad it is? There are varying degrees of bad credit. Some are seriously bad; some not so bad. A couple of late payments on a credit card account is not as bad as a recent bankruptcy or home foreclosure. Some problems can be quickly repaired; others take longer...

Click here to read the rest of this article from Lease Guide