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Bad Credit Car Loan or Car Lease Honolulu HI

Buying a car with bad credit can be a huge problem for subprime borrowers. Learn how a poor credit report and low FICO credit score affects what you pay, including high car insurance rates. Find out how to repair your bad credit to avoid future problems.

Wells Fargo Financial
(808) 487-3896
99-115 Aiea Heights Dr Ste 301
Aiea, HI
 
CitiFinancial
(808) 486-7600
98-199 Kamehameha Hwy Ste A1
Aiea, HI
 
C S D Financial Services
(808) 488-3918
98-025 Hekaha St Ste 4
Aiea, HI
 
Pay Day Hawaii
(808) 247-7171
46-056 Kamehameha Hwy
Kaneohe, HI
 
Check To Go
(808) 235-6560
45-1055 Kamehameha Hwy
Kaneohe, HI
 
American General Financial Services Of Hawaii Inc
(808) 236-0007
46-028 Kawa St Ste A9
Kaneohe, HI
 
Cash Advantedge
(808) 235-0014
45-480 Kaneohe Bay Dr
Kaneohe, HI
 
Citifinancial
(808) 235-0006
45-1117 Kamehameha Hwy Ste 103
Kaneohe, HI
 
Liberty Tax Service Omni Financial
(808) 486-0442
99-115 Aiea Heights Dr Ste 101
Aiea, HI
 
WER1
(808) 263-0988
305 Uluniu St Ste 105
Kailua, HI
 

Bad Credit Car Loan or Car Lease

Having a bad credit history and low FICO credit score often creates problems when buying or leasing a car. People with serious credit problems frequently have very frustrating experiences when looking for car loans and leases, particularly in times of tight credit and economic stress.

Some banks and finance companies have tightened up from just a few months ago and are much more careful about doing business with "subprime" borrowers with poor credit histories. If you are having problems with making payments on your current car (see ), don't lose it because it'll be very difficult getting another.

However, car manufacturers and dealers are so competitive and desperate for business that they are often willing to take some extra risks to get business.

Generally, people with "subprime" credit should expect to pay higher interest rates, be required to make higher down payments, or make a security deposit (for leasing). They may even have problems getting auto insurance. It's good to check your credit reports (all three of them) for mistakes to make sure your data is accurate.

Analyze your credit situation first
If you have bad credit, do you know why? Do you know just how bad it is? There are varying degrees of bad credit. Some are seriously bad; some not so bad. A couple of late payments on a credit card account is not as bad as a recent bankruptcy or home foreclosure. Some problems can be quickly repaired; others take longer...

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