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Bad Credit Car Loan or Car Lease Albany GA

Buying a car with bad credit can be a huge problem for subprime borrowers. Learn how a poor credit report and low FICO credit score affects what you pay, including high car insurance rates. Find out how to repair your bad credit to avoid future problems.

AutoLoansInGeorgia.Com
Atlanta, GA
 
CAR Financial Services, Inc.
(877) 570-8857
600 Westpark Drive
Peachtree City, GA
 
Georgia Auto Finance
(770) 882-2731
1170 Peachtree Street
Atlanta, GA
 
Auto Financing
(330) 938-7935
3511 Horner Street
Savahana, GA
 
American Finance
(229) 436-6639
212 W Broad Ave
Albany, GA
 
United Acceptance Inc.
(888) 951-9512
2400 Lake Park Dr. SE Suite 100
Smyrna, GA
 
Wells Fargo
(706) 267-6664
2844 Pineveiw Rd
Augusta, GA
 
Heritage Auto Finance
(770) 728-3660
25 Oakmont Lane
Covington, GA
 
Fast Cash Title
(770) 931-1771
3870 Lawrenceville Hwy Ste C-106
Lawrenceville, GA
 
Bank of America
(229) 438-1242
2630 Dawson Rd
Albany, GA
 

Bad Credit Car Loan or Car Lease

Having a bad credit history and low FICO credit score often creates problems when buying or leasing a car. People with serious credit problems frequently have very frustrating experiences when looking for car loans and leases, particularly in times of tight credit and economic stress.

Some banks and finance companies have tightened up from just a few months ago and are much more careful about doing business with "subprime" borrowers with poor credit histories. If you are having problems with making payments on your current car (see ), don't lose it because it'll be very difficult getting another.

However, car manufacturers and dealers are so competitive and desperate for business that they are often willing to take some extra risks to get business.

Generally, people with "subprime" credit should expect to pay higher interest rates, be required to make higher down payments, or make a security deposit (for leasing). They may even have problems getting auto insurance. It's good to check your credit reports (all three of them) for mistakes to make sure your data is accurate.

Analyze your credit situation first
If you have bad credit, do you know why? Do you know just how bad it is? There are varying degrees of bad credit. Some are seriously bad; some not so bad. A couple of late payments on a credit card account is not as bad as a recent bankruptcy or home foreclosure. Some problems can be quickly repaired; others take longer...

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