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Auto Insurance for Teenagers Las Cruces NM

If you were financially wealthy and didn't care about the risk of losing a substantial portion of your wealth, you could self-insure. That is, you would use your own money to pay for damage repairs, a replacement vehicle if your current vehicle is stolen or destroyed, towing and storage charges, rental car charges, medical bills associated with an accident, lawsuits by other parties when you are at fault in an accident that causes damages, injuries, or death, as well as attorney fees, and property damages.

Allstate Auto Insurance
(888) 355-7971
1129 N Willow St
Las Cruces, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate - Jodi-Rae Moore
(575) 224-2980
1065 S. Main St., Suite A
Las Cruces, NM
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Insurance Companies - Sales Offices- Las Cruces
(505) 647-1908
509 South Main Street
Las Cruces, NM
 
Agency Of Stanford Locke
(505) 523-8808
A Suite
Las Cruces, NM
 
Gandara Jr- Gus - State Farm Insurance Agent
(505) 527-1300
2500 El Paseo Road Ste A
Las Cruces, NM
 
Allstate Auto Insurance
(888) 355-7971
170 S Roadrunner Pkwy
Las Cruces, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
850 Holly Dr Trlr A19
Las Cruces, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Griego- Richard Gary - State Farm Insurance Agent
(505) 523-2451
2001 East Lohman Avenue Ste 112
Las Cruces, NM
 
Larry O Garcia
(505) 541-5870
2990 N Main St
Las Cruces, NM
 
Gomez- Robert L
(505) 524-0237
1615 N Solano Dr
Las Cruces, NM
 

Auto Insurance for Teenagers

Second, they discover that insurance is expensive, especially for teenagers, and especially for male teenagers under 18 years old.

Third, teens often don't understand why insurance is important and why it is needed, and why it is smart to have it.

Why do I need insurance?
Teens often question the need for insurance, especially when it is so expensive — and they don't expect to ever be an accident anyway. Let's ask this question a slightly different way. Under what conditions would you not need auto insurance?

If you were financially wealthy and didn't care about the risk of losing a substantial portion of your wealth, you could self-insure. That is, you would use your own money to pay for damage repairs, a replacement vehicle if your current vehicle is stolen or destroyed, towing and storage charges, rental car charges, medical bills associated with an accident, lawsuits by other parties when you are at fault in an accident that causes damages, injuries, or death, as well as attorney fees, and property damages.

However, those who might be able to self-insure don't for two reasons. First, the cost of auto insurance is relatively small compared to the potential financial losses associated with self-insurance. Why risk losing thousands or millions of dollars in an at-fault lawsuit? Second, states have laws requiring liability insurance as a way of proving financial responsibility. Although a bank full of cash might seem to accomplis...

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