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Auto Insurance Rates for New Teenage Drivers White Hall AR

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate Auto Insurance
(888) 355-7971
305 E 6th Ave
Pine Bluff, AR
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Hale- Virgil D
(870) 534-5381
2621 S Fir St
Pine Bluff, AR
 
Allstate Insurance - Kellie Harris
(870) 534-4055
2007 W 28th Ave Suite #3
Pine Bluff, AR
 
Smithey- Robert F - State Farm Insurance Agent
(870) 534-5012
2900 South Olive Street
Pine Bluff, AR
 
Harris- Donald R - State Farm Insurance Agent
(870) 535-4880
516 South Cherry Street
Pine Bluff, AR
 
Allstate Auto Insurance
(888) 355-7971
107 S Oak St
Sheridan, AR
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Tim Walley Ins Agcy Inc - State Farm Insurance Agent
(870) 879-9444
3800 Camden Road Ste 4
Pine Bluff, AR
 
Sanders- Archie L - State Farm Insurance Agent
(870) 535-5575
1208 South Blake Street
Pine Bluff, AR
 
Tucker- Judy C - State Farm Insurance Agent
(870) 535-2233
3007 South Hazel Street Ste 1
Pine Bluff, AR
 
Ronnie G. Terrell Agency
(870) 535-1749
2221 S Olive St
Pine Bluff, AR
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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