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Auto Insurance Rates for New Teenage Drivers West Bend WI

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate Auto Insurance
(888) 355-7971
2022 S Main St
West Bend, WI
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Staver- Richard G - State Farm Insurance Agent
(262) 334-2898
2395 West Washington Street
West Bend, WI
 
American Family Insurance
(262) 644-7828
730 East Washington Street
Slinger, WI
 
Brandenburg Ins Agency Inc - State Farm Insurance Agent
(262) 377-0670
4703 Columbia Road
Cedarburg, WI
 
Koehler Insurance Agency
(262) 377-2000
W62n582 Washington Ave
Cedarburg, WI
 
Thomas- Harley H - State Farm Insurance Agent
(262) 334-1100
1717 West Paradise Drive
West Bend, WI
 
American Family Insurance
(262) 626-4050
1224 Fond Du Lac Avenue
Kewaskum, WI
 
Jordan- Alan M - State Farm Insurance Agent
(262) 644-6586
101 Kettle Moraine Drive
Slinger, WI
 
State Farm Insurance
(262) 377-6565
585 Wash Avenue
Cedarburg, WI
 
Allstate Insurance - Jeffrey Blau
(262) 377-1800
W61 N488A Washington Avenue
Cedarburg, WI
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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