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Auto Insurance Rates for New Teenage Drivers Waupaca WI

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Stern Insurance Agency Inc - State Farm Insurance Agent
(715) 258-8331
104 South Main Street
Waupaca, WI
 
Hutchinson Insurance Agency Inc
(920) 982-6333
108 West Main Street
Weyauwega, WI
 
Westland Ins Svcs Inc
(715) 824-3940
183 S Main St
Amherst, WI
 
Karen Gething Ins Agency Inc - State Farm Insurance Agent
(920) 982-3231
101 South Pearl Street
New London, WI
 
Allstate Auto Insurance
(888) 355-7971
2257 S Green Bay
Green Bay, WI
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Hutchinson Insurance
(920) 867-2174
108 West Main Street
Weyauwega, WI
 
Tap- Daniel - State Farm Insurance Agent
(715) 445-2514
145 North Main Street
Iola, WI
 
Farmers Insurance Mike Davis
(920) 622-5454
460 Main Street
Wild Rose, WI
 
Permit Services
(920) 867-4151
N6808 North County Road A
Fremont, WI
 
Allstate Auto Insurance
(888) 355-7971
6401 Odana Rd #A Ll
Madison, WI
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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