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Auto Insurance Rates for New Teenage Drivers Sparks NV

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate Auto Insurance
(888) 355-7971
1055 W Moana Ln
Reno, NV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance - Steve Terelak
(775) 322-1618
1334 Disc Drive
Sparks, NV
 
Irwin- Joanna - State Farm Insurance Agent
(775) 355-8000
1331 Baring Boulevard
Sparks, NV
 
Weible- Jennifer L - State Farm Insurance Agent
(775) 322-6535
770 North McCarran Boulevard
Sparks, NV
 
West David B Farmers Insurance
(775) 332-0625
2875 Northtowne Lane Suite H
Reno, NV
 
Allstate Auto Insurance
(888) 355-7971
500 Damonte Ranch Pkwy
Reno, NV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Jensby- Catherine S - State Farm Insurance Agent
(775) 351-1125
1450 East Prater Way Ste 111
Sparks, NV
 
Correll M Wayne CLU New York Life
(775) 359-7854
1959 11th Street
Sparks, NV
 
Whitley- Lawrence - State Farm Insurance Agent
(775) 355-7050
2351 Pyramid Way Ste 24
Sparks, NV
 
Leuenhagen- Timothy L - State Farm Insurance Agent
(775) 359-2100
2900 Clear Acre Lane Ste M
Reno, NV
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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