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Auto Insurance Rates for New Teenage Drivers Scituate MA

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate Auto Insurance
(888) 355-7971
14 Tresland Way
Quincy, MA
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Brewer & Lord
(781) 834-6602
2036 Ocean St
Marshfield, MA
Brewer & Lord Llc
(781) 792-3200
PO Box 9146
Norwell, MA
Macintyre Fay & Thayer Ins
(718) 740-6300
175 Derby St Ste 40
Hingham, MA
Mackellar Duncan Insurance
(781) 335-1170
835 Broad St
Weymouth, MA
Allstate Auto Insurance
(888) 355-7971
225 Franklin St
Boston, MA
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

J Barry Driscoll Insurance
(781) 681-6656
PO Box 9120
Norwell, MA
Liberty Mutual Group - Personal Sales & Claims
(781) 740-4285
50 Derby Street Suite 1
Hingham, MA
Coghlin Blue Cross
(781) 878-8619
32 Commerce Road
Rockland, MA
Arthur J Gallagher & Co
(781) 356-4550
50 Braintree Hill Park Ofc PK
Braintree, MA

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.


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