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Auto Insurance Rates for New Teenage Drivers Rock Springs WY

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Dick Boettcher Ins Agcy Inc - State Farm Insurance Agent
(307) 382-6211
2820 Foothill Boulevard
Rock Springs, WY
 
Tabuchi- D Randy - State Farm Insurance Agent
(307) 362-1933
100 Village Circle
Rock Springs, WY
 
Memorial Hospital of Sweetwater County - Billing Inquiries- Blue Cross Blue Sh
(307) 352-8408
1200 College Drive
Rock Springs, WY
 
Farmers Insurance Group - Dan Norris Agency
(307) 789-7225
2001 Dewar Drive Suite 180
Rock Springs, WY
 
Allstate - Rich Hepner
(307) 201-3802
1957 E A St.
Casper, WY
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Insurance Companies - Sales Offices
(307) 362-9051
1695 Sunset Drive Suite 106
Rock Springs, WY
 
State Farm Insurance
(307) 382-4369
79 Winston Drive
Rock Springs, WY
 
Allstate Insurance - Amber Kramer
(307) 362-8090
1471 Dewar Drive Suite 115
Rock Springs, WY
 
Brad Cutler Insur Agency Inc - State Farm Insurance Agent
(307) 875-2350
341 Uinta Drive
Green River, WY
 
Allstate Auto Insurance
(888) 355-7971
201 W Lakeway Rd
Gillette, WY
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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