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Auto Insurance Rates for New Teenage Drivers Roanoke Rapids NC

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate Insurance-Jet Thomas
(252) 533-0500
411 Becker Dr # A
Roanoke Rapids, NC
 
Bb&t - Proctor Owen Ins
(252) 537-1151
935 Park Ave
Roanoke Rapids, NC
 
Little's Insurance
(252) 537-4605
736 Roanoke Avenue
Roanoke Rapids, NC
 
Citizens Insurance Agency
(434) 848-2715
102 East Hicks Street
Lawrenceville, VA
 
A M Newsom Agency Inc
(252) 586-4111
132 East South Main Street
Littleton, NC
 
Ezzell Insurance Agency
(252) 537-3761
310 Roanoke Avenue
Roanoke Rapids, NC
 
Atkinson- Joseph Fred - State Farm Insurance Agent
(252) 537-2060
100 Becker Drive
Roanoke Rapids, NC
 
Maddrey Insurance Agency Inc
(252) 535-3525
155 Old Farm Road
Roanoke Rapids, NC
 
Powell Agency
(434) 848-4535
9766 Governor Harrisn Prk
Lawrenceville, VA
 
Nationwide Insurance Company - Agents- Norfolk- Suffolk- Howell Bill
(434) 634-3268
429 South Main Street
Emporia, VA
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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