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Auto Insurance Rates for New Teenage Drivers Prineville OR

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate Auto Insurance
(888) 355-7971
1480 NE 3rd St
Prineville, OR
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Moon- William K - State Farm Insurance Agent
(541) 447-5524
778 Northwest 3rd Street
Prineville, OR
 
Allstate Insurance-Melissa Clark
(541) 548-4316
1604 S Highway 97 Ste 5
Redmond, OR
 
Hammack- Gilbert M
(541) 548-4021
917 SW Highland Ave
Redmond, OR
 
Allstate Auto Insurance
(888) 355-7971
3219 Broadway St
North Bend, OR
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
1604 S Highway 97
Redmond, OR
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

American Family Insurance
(541) 447-1133
346 Northwest Deer Street
Prineville, OR
 
Joe A Lochner Ins Acy Inc - State Farm Insurance Agent
(541) 548-6023
123 South 5th
Redmond, OR
 
InsurePacific.com
(541) 447-6372
297 NW 3rd St
Prineville, OR
 
Allstate Auto Insurance
(888) 355-7971
2448 SE 89th Ave
Portland, OR
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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