Auto Leasing Guide
Go to LeaseGuide.com now !

Auto Insurance Rates for New Teenage Drivers Pittsfield MA

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Reynolds Barnes & HEBB Inc
(413) 447-7376
166 East Street
Pittsfield, MA
 
Soldato Gary Insurance Agency
(413) 448-8224
402 East Street
Pittsfield, MA
 
Bardwell Bowlby & Karam Insurance Agency Inc
(413) 445-4404
87 East Street
Pittsfield, MA
 
Gold Leaf Insurance Agency
(877) 619-4598
24 North St
Pittsfield, MA
 
Godfroy Eileen M Insurance Agency
(518) 794-9389
125 Old Post Road Trailer 5
New Lebanon, NY
 
Stevenson
(413) 443-3581
34 North Street
Pittsfield, MA
 
Bardwell Bowlby Karam Insurance Agency Inc
(413) 447-7339
87 East Street
Pittsfield, MA
 
Pierce-Hill Insurance Agency Inc
(413) 443-6481
127 Elm Street
Pittsfield, MA
 
New York Life
(413) 997-3100
74 North Street
Pittsfield, MA
 
Braman Howard B Insurance
(413) 684-0003
399 Main Street
Dalton, MA
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

...

Click here to read the rest of this article from Lease Guide