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Auto Insurance Rates for New Teenage Drivers Millsboro DE

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate Auto Insurance
(888) 355-7971
9927 Stephen Decatur Hwy Ste 12
Ocean City, MD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Ellwanger- Virgil P - State Farm Insurance Agent
(302) 934-8083
Route 24 Millsboro Village Green
Millsboro, DE
 
Nationwide Insurance - Agents- Frankford- Hoban Cynthia
(302) 732-9505
Hickory Street
Frankford, DE
 
Penuel- C Bruce - State Farm Insurance Agent
(302) 856-7724
522 East Market Street
Georgetown, DE
 
Henderson George H Jr Insurance
(302) 436-8032
4 East Church Street
Selbyville, DE
 
James E. Carey Jr. Inc.
(302) 934-8383
113 Millsboro Vlg
Millsboro, DE
 
Allstate Insurance Companies
(302) 934-9006
Main Street
Millsboro, DE
 
Beam- Denise F - State Farm Insurance Agent
(302) 539-1900
112 Atlantic Avenue
Ocean View, DE
 
Allstate Insurance Companies
(302) 856-2513
419 North Dupont Highway
Georgetown, DE
 
Bunting Jr- George H - State Farm Insurance Agent
(302) 227-3891
4319 Highway One
Rehoboth Beach, DE
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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