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Auto Insurance Rates for New Teenage Drivers Huntington IN

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Ebersole- Beth Ann - State Farm Insurance Agent
(260) 356-5222
1420 West Park Drive
Huntington, IN
 
Young Jr- Gilbert H - State Farm Insurance Agent
(260) 356-1000
1352 Etna Avenue
Huntington, IN
 
Glassley Insurance Agency
(260) 723-4822
121 South State Street
South Whitley, IN
 
Dennis E Massey Ins Agcy Inc - State Farm Insurance Agent
(260) 432-1311
6106 Covington Road
Fort Wayne, IN
 
Wyatt- Steven American Family Insurance
(260) 434-4440
5324 Illinois Road
Fort Wayne, IN
 
Larson- Terry W - State Farm Insurance Agent
(260) 356-0800
1639 North Jefferson Street
Huntington, IN
 
Hunnicutt Kennedy & Associates
(260) 356-3313
400 Frontage Road
Huntington, IN
 
Caudill- Larry G - State Farm Insurance Agent
(260) 982-7485
"502 Maryland Avenue State Road 13 NORTH"
North Manchester, IN
 
Holly- Daniel J - State Farm Insurance Agent
(260) 744-3218
3118 Mallard Cove Lane
Fort Wayne, IN
 
Hylant Of Indiana Llc
(219) 436-4900
7030 Pointe Inverness Way Ste 350
Fort Wayne, IN
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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