Auto Leasing Guide
Go to now !

Auto Insurance Rates for New Teenage Drivers Havelock NC

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate Auto Insurance
(888) 355-7971
5370 Hwy 70
Morehead City, NC
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Awake Agency of Havelock Inc
(252) 444-3119
475 USHighway 70 West
Havelock, NC
Comer- Donna H - State Farm Insurance Agent
(252) 444-1700
107 Greenfield Heights Boulevard
Havelock, NC
Bean Cooper & Gainey
(252) 727-7900
810-12 Arendell St
Morehead City, NC
Lancaster J Allen Jr Insurance
(252) 808-3300
1109 Arendell Street
Morehead City, NC
Allstate - Shawn Black Tervelt
(866) 615-1150
2129 S Glenburnie Rd
New Bern, NC
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Nationwide Insurance
(252) 447-5874
450 USHighway 70 West
Havelock, NC
Allen- Nancy W - State Farm Insurance Agent
(252) 447-3990
414 West Main Street
Havelock, NC
Carteret Insurance Agency Inc
(252) 808-3300
1109 Arendell Street
Morehead City, NC
Lewis- Richard Allen
(252) 726-1061
5317 Hwy 70 W
Morehead City, NC

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.


Click here to read the rest of this article from Lease Guide