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Auto Insurance Rates for New Teenage Drivers Green Valley AZ

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Francisco- Clarence H
(520) 648-2886
210 W Continental Rd
Green Valley, AZ
Castillo- Gilbert - State Farm Insurance Agent
(520) 883-2886
3000 West Valencia Road Ste 234
Tucson, AZ
Molina- Eugene G - State Farm Insurance Agent
(520) 883-1500
2160 West Holladay Street
Tucson, AZ
(520) 623-6387
5151 S. Julian Drive
Alternate Phone Number

Allstate - Joy Chandler
(928) 224-8220
401 Whipple St.
Prescott, AZ
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Heltemes- Mark J
(520) 399-2200
18745 S Frontage Rd Ste A115
Green Valley, AZ
Ives- Kani K - State Farm Insurance Agent
(520) 746-1079
1625 West Valencia Road Ste 107
Tucson, AZ
Castillo- Ramon - State Farm Insurance Agent
(520) 889-3366
5425 South 12th Avenue
Tucson, AZ
Allstate Auto Insurance
(888) 355-7971
405 W Southern Ave
Tempe, AZ
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
3624 W Bell RD Ste 5A
Glendale, AZ
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.


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