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Auto Insurance Rates for New Teenage Drivers Great Bend KS

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Insurance Planning Inc
(620) 792-1297
2015 16th St Ste 100
Great Bend, KS
 
Harris- Tommy E
(620) 793-8446
2112 10th St
Great Bend, KS
 
Ammeter- Blaine D
(620) 564-3654
214 E Santa Fe Blvd
Ellinwood, KS
 
Burt- Kathleen L
(620) 653-2332
165 S Main St
Hoisington, KS
 
Allstate Auto Insurance
(888) 355-7971
123 W Central Ave
Ulysses, KS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Keenan- Levi Wayne
(620) 792-3669
1910 18th St
Great Bend, KS
 
Bair- David B
(620) 792-4345
2017 Lakin Ave
Great Bend, KS
 
State Farm Insurance
(620) 564-2671
406 East Santa Fe Boulevard
Ellinwood, KS
 
Allstate Auto Insurance
(888) 355-7971
2312 S Meridian Ave
Wichita, KS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate - Jeremy Schafer
(913) 204-1259
18126 West 119th St.
Olathe, KS
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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