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Auto Insurance Rates for New Teenage Drivers Gautier MS

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Dickerson- Merideth - State Farm Insurance Agent
(228) 497-5904
1408 Maison Highway 90 Suite 3
Gautier, MS
Cheek Amy R
(228) 497-9751
1212 Highway 90
Gautier, MS
Fred Price Jr Insurance
(228) 497-2757
1435 Highway 90
Gautier, MS
Cumbest- Joey L
(228) 475-5522
7620 Highway 613
Moss Point, MS
Jennings- Loretta T - State Farm Insurance Agent
(228) 474-2900
4018 Main Street
Moss Point, MS
USA Insurance CO
(228) 497-9935
2104 Highway 90
Gautier, MS
Reeves- Glen A - State Farm Insurance Agent
(228) 497-5040
2808 Highway 90 Ste 2
Gautier, MS
Coastal Insurance Associates Limited
(228) 497-9751
1212 Highway 90
Gautier, MS
Lamey Sr- Donald C - State Farm Insurance Agent
(228) 475-8300
4190 Bellview Street
Moss Point, MS
Ed Martinez Insurance Agency
(228) 475-9151
4806 Main Street
Moss Point, MS

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.


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