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Auto Insurance Rates for New Teenage Drivers Fort Valley GA

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Connell- Larrie W
(478) 825-7777
103 Avera Dr
Fort Valley, GA
 
J Whitley & Associates Inc
(478) 988-7960
1217 Houston Lake Drive
Perry, GA
 
Alfa Insurance
(478) 956-5021
210 Ga Highway 49 North
Byron, GA
 
Hopson Jr- Henry L
(478) 953-9272
104 Gunn Rd
Centerville, GA
 
Johnson- Lori S
(478) 953-1133
524 S Houston Lake Rd
Warner Robins, GA
 
Alfa Insurance
(478) 988-9028
1002 Ball Street
Perry, GA
 
Goddard Jr- Julius White
(478) 987-3500
1224 Washington St
Perry, GA
 
C & D Auto Body & Paint
(478) 218-4672
2001 Ga Highway 127
Perry, GA
 
H M Hunt-Miller Insurance Agency Inc
(478) 922-8531
113 Park Avenue
Warner Robins, GA
 
Alfa Insurance
(478) 922-2040
2314 Moody Road
Warner Robins, GA
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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