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Auto Insurance Rates for New Teenage Drivers Enid OK

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Grissett- David W
(580) 233-5023
2411 Heritage Trl
Enid, OK
 
Benway- Terry Michael
(580) 234-3657
1813 W Owen K Garriott Rd
Enid, OK
 
Mike Benway Insurance Agcy Inc
(580) 234-3657
1813 W Owen K Garriott Rd
Enid, OK
 
Farmers Insurance Group
(580) 234-4860
520 South Oakwood Road
Enid, OK
 
Allstate Auto Insurance
(888) 355-7971
109 W Chickasaw St
Lindsay, OK
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Morgan- George Eugene - State Farm Insurance Agent
(580) 233-8500
502 South Cleveland Street
Enid, OK
 
Jeff Eaton Insurance Agcy Inc - State Farm Insurance Agent
(580) 237-3403
324 North Van Buren Street
Enid, OK
 
Allstate Insurance - Rick Evans
(580) 234-7855
126 A North Oakwood
Enid, OK
 
Maximum Insurance
(580) 237-9200
723 W Randolph Suite 5
Enid, OK
 
Allstate Auto Insurance
(888) 355-7971
2021 W Houston St
Broken Arrow, OK
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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