Auto Leasing Guide
Go to LeaseGuide.com now !

Auto Insurance Rates for New Teenage Drivers Claremore OK

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate Auto Insurance
(888) 355-7971
8263 N Owasso Expy
Owasso, OK
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Safeco Insurance
(918) 283-1037
19301 East 430 Road
Claremore, OK
 
Steve N Swann Ins Agcy Inc
(918) 266-4300
1875 N Highway 66
Catoosa, OK
 
Shelter Insurance
(918) 543-7753
254 North Broadway
Inola, OK
 
Farmers Insurance
(918) 376-2458
10314 North 138th East Avenue
Owasso, OK
 
Moss- Timothy D - State Farm Insurance Agent
(918) 341-9191
408 North Lynn Riggs Boulevard
Claremore, OK
 
Shelter Insurance
(918) 341-4854
811 West Blue Starr Drive
Claremore, OK
 
Herb Weaver Insurance Agcy Inc
(918) 371-2534
1322 W Main St
Collinsville, OK
 
Farmers Insurance Group
(918) 371-9672
1012 West Main Street
Collinsville, OK
 
Shelter Insurance
(918) 274-8331
8414 North 123rd East Avenue
Owasso, OK
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

...

Click here to read the rest of this article from Lease Guide