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Auto Insurance Rates for New Teenage Drivers Casper WY

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate - Rich Hepner
(307) 201-3802
1957 E A St.
Casper, WY
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Feraud- Cheryl M - State Farm Insurance Agent
(307) 234-0455
610 East 2nd Street
Casper, WY
 
Allen and Allen Insurance Services Inc
(307) 266-5600
907 North Poplar Street
Casper, WY
 
Allstate Insurance-Hepner Agency Inc.
(307) 266-2116
2510 E 15th St Ste 11
Casper, WY
 
Paris- Jason G - State Farm Insurance Agent
(307) 266-6213
200 South Forest Drive
Casper, WY
 
Allstate Auto Insurance
(888) 355-7971
1607 Cy Ave
Casper, WY
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Wilhelm- Larry D
(307) 265-9538
1961 E A St
Casper, WY
 
New York Life Insurance
(307) 232-8237
104 South Wolcott Street
Casper, WY
 
Allstate Insurance Companies
(307) 234-0241
2510 East 15th Street Suite 11
Casper, WY
 
King- Larry A
(307) 266-6206
4100 Sweetbriar St Ste 106
Casper, WY
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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