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Auto Insurance Rates for New Teenage Drivers Buckeye AZ

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate - Robert Larsen
(866) 601-6042
1500 S Watson Rd Ste C-102
Buckeye, AZ
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Auto Insurance
(888) 355-7971
10320 W Mcdowell RD Ste E5015W
Avondale, AZ
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Bruehl- Gary E
(623) 386-4432
713 E Monroe Ave
Buckeye, AZ
 
Farmers Insurance - Paul Lorenz
(623) 925-9411
14122 W McDowell Rd Ste 202
Goodyear, AZ
 
Smith- Desi A
(623) 878-3401
1616 N Litchfield Rd
Goodyear, AZ
 
Allstate Auto Insurance
(888) 355-7971
13000 W Indian School Rd
Litchfield Park, AZ
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
4120 N 108th Ave # B118
Phoenix, AZ
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

John Manobianco Ins Agcy Inc - State Farm Insurance Agent
(623) 535-1000
3301 North Litchfield Road Ste 100
Goodyear, AZ
 
Smith- Kevin L
(623) 932-7972
319 N Litchfield Rd
Goodyear, AZ
 
American Family Insurance
(623) 547-2514
13065 West McDowell Road
Avondale, AZ
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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