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Auto Insurance Rates for New Teenage Drivers Brigham City UT

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Price- Dan R
(435) 723-8798
23 E 700 S
Brigham City, UT
 
Leavitt Group of Northern Utah
(435) 723-2614
86 South Main Street
Brigham City, UT
 
Gleason Cheri Agency Producer Insurance
(435) 257-3829
305 East Main Street
Tremonton, UT
 
Allstate Insurance Companies
(435) 257-5320
216 East Main Street
Tremonton, UT
 
Allstate Insurance Companies
(801) 737-9039
2271 North 400 East
Ogden, UT
 
Thomas M Ehrhart Ins Agcy Inc - State Farm Insurance Agent
(435) 734-2054
29 East 200 North
Brigham City, UT
 
Jeppesen Insurance Agency Inc - State Farm Insurance Agent
(435) 257-3940
60 North 100 West
Tremonton, UT
 
Huber-Leavitt Insurance Agency
(435) 257-0155
216 East Main Street
Tremonton, UT
 
Layton Brent C
(435) 257-3829
305 East Main Street
Tremonton, UT
 
Eldon Cottle Insur Agency Inc - State Farm Insurance Agent
(801) 782-6601
2313 North 400 East
North Ogden, UT
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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