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Auto Insurance Rates for New Teenage Drivers Bettendorf IA

How to get the cheapest auto insurance rates for 16 year old male drivers and other teenage drivers. Car insurance is expensive but there are ways to minimize the cost if you know how.

Allstate Auto Insurance
(888) 355-7971
163 Avenue of The Cities
East Moline, IL
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Sabbag- Amy
(563) 449-8180
2488 53rd Ave
Bettendorf, IA
 
Allstate Insurance - Dennis Royle Croquart
(563) 359-4644
2705 Kimberly Road
Bettendorf, IA
 
Hofmann Associates Inc
(563) 445-2317
2550 Middle Rd Suite 300
Bettendorf, IA
 
Froehlich- Edwin L
(563) 359-9197
2685 Kimberly Rd
Bettendorf, IA
 
Allstate Auto Insurance
(888) 355-7971
516 W 35th St
Davenport, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Kinsley- Phillip J
(563) 355-8910
1980 Spruce Hills Dr
Bettendorf, IA
 
Taylor- Robert A - State Farm Insurance Agent
(563) 355-4705
1810 State Street
Bettendorf, IA
 
Fireman's Fund Insurance Company
(563) 359-0361
3740 Utica Ridge Road
Bettendorf, IA
 
Ferguson- Everett L - State Farm Insurance Agent
(563) 386-5481
705 East 36th Street
Davenport, IA
 

Auto Insurance Rates for New Teenage Drivers

Since 16 year old teens cannot legally sign contracts, including car insurance agreements, they typically get insurance coverage by being added to their parents' existing auto insurance policy. Until they are 18 years old, teens cannot buy their own insurance.

If a teen is added as a occasional driver for an existing family car that is also driven by other family members, rates will be much lower than if the he/she is a primary driver on his/her own car. The cost of adding a driver to an existing family car insurance policy is always cheaper than taking out a separate policy.

Adding a 16 year old male teenager to a family's car insurance could easily double the cost. The exact amount of the cost increase depends on a number of factors, which we'll discuss in a moment.

Teens and their families often are tempted to try and avoid the higher cost by listing a teen as an occasional driver when they are actually a primary driver, or simply not listing the teen at all. It may seem that the scheme is working for a while — until the first time the teen is involved in an accident or receives a traffic ticket. If an accident is the teenager's fault, the insurance company has a right to deny any claims resulting from the accident, which could be financially devastating if damages and injuries are extensive. Furthermore, the company would likely cancel the family's insurance. Auto insurance companies are not dumb. They've seen every trick in the book.

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