Auto Insurance Discounts Bismarck ND
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Auto Insurance Discounts
Most auto insurance companies offer a variety of discounts that can save you money on premiums. All the discounts that a particular company might offer may not be available in all states. If you think you might qualify for any of the discounts mentioned here, make sure you check with your insurance company to determine if it's available in your state.
Following is a list of possible types of discounts offered by insurers. Note that discount types, amounts, and qualification requirements can vary between different insurance companies. State laws can also affect coverage options and discount availability.
Accident-free Discount - Available to drivers who have no at-fault accidents over a specified period of time, usually about three years. If an accident occurs later, the insurance company may remove the discount, increase rates, and begin a new qualification time period for the insured.
New Car Discount - Available for new cars that have never been titled. Qualification rules may vary.
Economy Car Discount - Available for certain economy vehicles. Qualification rules may vary.
Good Driver Discount - Available to drivers with good driving records, no at-fault accidents, and no traffic offenses within a specified time period, usually about three years.
Defensive Driving Course Discount - Available to drivers who complete a certified defensive driving course within a specified time period.
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Minimum Car Insurance Requirements in North Dakota
Bodily Injury: Yes
First Party Medical Expenses: No
Underinsured Motorist: No
Personal Injury Protection: Yes
Financial Responsibility Only: No
Minimum Liability Limits: 25/50/25