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Advantages and Disadantages of Independent Car Lease Companies White Hall AR

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

Budget Rent A Car
(870) 663-4473
5501 S Olive St
Pine Bluff, AR

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Crown Limousine
(910) 483-5135
2708 Owen Dr
Fayetteville, AR
 
Hertz Corp
(910) 868-1950
5945 Cliffdale Rd
Fayetteville, AR
 
Hertz Car Rental
(479) 549-3662
1024 South Warshington
Siloam Springs, AR
Special Services
Pick up and Deliver in Siloam Springs

Triangle Rent A Car
(910) 860-3400
1404 Skibo Rd
Fayetteville, AR
 
Enterprise Rent-A-Car
(870) 534-7766
2217 S Olive St
Pine Bluff, AR

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Enterprise Auto Rental
(501) 316-4141
9821 Interstate 30
Benton, AR
 
U-Haul Company
(870) 934-1117
428 N Culberhouse St
Jonesboro, AR
 
Avis Rent A Car
(910) 487-9065
419 Cross Creek Mall Ste 400
Fayetteville, AR
 
Hertz - Super Marine Of Little Rock
(501) 375-7307
2201 Bond Avenue
Little Rock, AR
Hours
Mo-Fr 0600-0030
Sa 0600-2300
Su 0600-0030
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Gold Counter Service

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Advantages and Disadantages of Independent Car Lease Companies

First of all, let's make sure we understand that dealers don't finance car loans or leases.

When a customer agrees to buy or lease a car, the dealer must attempt to "place" or "assign" the loan or lease with a bank, finance company, or lease company. The finance company then pays the dealer for the car, and works out payment details with the customer.

Two Ways to Lease

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

First, you can finance through a dealer's "captive" finance source, which is usually the car maker's own financial company, such as Ford Motor Credit, General Motors Acceptance Corporation (GMAC), or American Honda Finance Corporation.

Some dealers use alternative sources such as a distributor-associated financial company, or major national banks such as Chase or Wells Fargo. Normally, a dealer will not offer you choices but will select the source that offers him the best deal — which is not always the best deal for you.

UPDATE: Chrysler and General Motors dealers no longer offer car leases through "captive" finance companies. Although many such dealers can offer leases through banks or credit unions, independent lease companies can get you the same or better deals. You find your car at a dealer, and the i...

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