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Advantages and Disadantages of Independent Car Lease Companies Silver City NM

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

Enterprise Auto Rental
(505) 424-1134
961 Cerrillos Rd
Santa, Fe, NM
 
Avis Rent A Car
(575) 522-4406
700 S Telshor Blvd
Las Cruces, NM
 
Enterprise Rent-A-Car
(575) 234-1177
1710 S Canal St
Carlsbad, NM

Data Provided by:
Enterprise Auto Rental
(505) 266-6616
833 Lomas Boulevard Ne
Albuquerque, NM
 
Enterprise Auto Rental
(505) 765-9100
400 University Ave Suite D
Albuquerque, NM
 
Hertz - Amtrak Train Station
(505) 842-4235
301 1st Street
Albuquerque, NM
Hours
1030-1700 7 Days
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Ski Equipped Vehicles, Gold Counter Service
Additional Information
Located approximately 5 miles from the Albuquerque International Airport.

Star Fire Transportation
(575) 522-0750
5010 Anasazi Trl
Las Cruces, NM
 
Budget Rent A Car
(505) 344-7196
3501 Pan American Fwy Ne
Albuquerque, NM

Data Provided by:
Hertz - Blue Sky Aviation
(575) 389-8888
427 County Road 12.5
Texico, NM
Hours
Mo-Fr 0800-2000, Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only
Additional Information
This location is for Private Flights only.

Enterprise Auto Rental
(505) 248-9868
01 3Rd St Nw Ste P
Albuquerque, NM
 
Data Provided by:

Advantages and Disadantages of Independent Car Lease Companies

First of all, let's make sure we understand that dealers don't finance car loans or leases.

When a customer agrees to buy or lease a car, the dealer must attempt to "place" or "assign" the loan or lease with a bank, finance company, or lease company. The finance company then pays the dealer for the car, and works out payment details with the customer.

Two Ways to Lease

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

First, you can finance through a dealer's "captive" finance source, which is usually the car maker's own financial company, such as Ford Motor Credit, General Motors Acceptance Corporation (GMAC), or American Honda Finance Corporation.

Some dealers use alternative sources such as a distributor-associated financial company, or major national banks such as Chase or Wells Fargo. Normally, a dealer will not offer you choices but will select the source that offers him the best deal — which is not always the best deal for you.

UPDATE: Chrysler and General Motors dealers no longer offer car leases through "captive" finance companies. Although many such dealers can offer leases through banks or credit unions, independent lease companies can get you the same or better deals. You find your car at a dealer, and the i...

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