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Advantages and Disadantages of Independent Car Lease Companies Ottumwa IA

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

Hertz Corp
(319) 337-6615
1801 S Riverside Dr
Iowa City, IA
 
Enterprise Rent A Car
(319) 358-7000
9 Highway 1 W
Iowa City, IA
 
Hertz - 2737100th Street HLE
(515) 276-1177
2737 100th Street
Urbandale, IA
Hours
Mo 0700-1730
Tu-Fr 0730-1730
Sa 0900-1200
Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations. In-Car Navigation System , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.
Additional Information
After Hours - After hour returns are allowed. Park car on the east side of the building. Leave keys and contract in the drop box located on the front of the building. Pick up time must be at least one hour after location opening and one hour prior to location closing.

Hawkeye International Trucks
(319) 233-8313
2420 K Line Dr
Waterloo, IA
 
Enterprise Rent-A-Car
(515) 233-5200
535 S Duff Ave
Ames, IA

Data Provided by:
Brown National Lease Corp
(319) 645-2644
3550 2nd St
Iowa City, IA
 
PRO Sign Champion Screen Print & Embroidery
(319) 233-2255
2519 Falls Ave
Waterloo, IA
 
Enterprise Rent-A-Car
(515) 252-8800
2551 100th St
Des Moines, IA

Data Provided by:
Hertz - Newton Municipal Airport
(515) 285-1382
2201 South 20th Avenue
Newton, IA
Hours
Mo-Fr 0800-1800
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Gold Counter Service
Additional Information
This location is for private flights only. No walkins allowed.

Penske Truck Rental
(319) 358-9472
1820 Boyrum St
Iowa City, IA
 
Data Provided by:

Advantages and Disadantages of Independent Car Lease Companies

First of all, let's make sure we understand that dealers don't finance car loans or leases.

When a customer agrees to buy or lease a car, the dealer must attempt to "place" or "assign" the loan or lease with a bank, finance company, or lease company. The finance company then pays the dealer for the car, and works out payment details with the customer.

Two Ways to Lease

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

First, you can finance through a dealer's "captive" finance source, which is usually the car maker's own financial company, such as Ford Motor Credit, General Motors Acceptance Corporation (GMAC), or American Honda Finance Corporation.

Some dealers use alternative sources such as a distributor-associated financial company, or major national banks such as Chase or Wells Fargo. Normally, a dealer will not offer you choices but will select the source that offers him the best deal — which is not always the best deal for you.

UPDATE: Chrysler and General Motors dealers no longer offer car leases through "captive" finance companies. Although many such dealers can offer leases through banks or credit unions, independent lease companies can get you the same or better deals. You find your car at a dealer, and the i...

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