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Advantages and Disadantages of Independent Car Lease Companies Ottumwa IA

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

Brown National Lease Corp
(319) 645-2644
3550 2nd St
Iowa City, IA
 
Penske Truck Rental
(319) 273-8026
1923 E Mitchell Ave
Waterloo, IA
 
Hertz - Mid-America Jet Center
(515) 285-9650
2606 McKinley Avenue
Des Moines, IA
Hours
0700-2200 7 Days
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Gold Counter Service
Additional Information
This locatiion is for Private Flights only. No walkins allowed. Call letters or tail number of aircraft is required on reservation.

Enterprise Auto Rental
(515) 282-8000
24 W. 14Th Street
Des, Moines, IA
 
Hertz - Pella Municipal Airport
(515) 285-1382
2119 Airport Road
Pella, IA
Hours
Mo-Fr 0800-1800
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Gold Counter Service
Additional Information
This location is for Private Flights only.

Hertz - Knoxville Municipal Airport
(515) 285-1382
1545 Highway 14 South
Knoxville, IA
Hours
Mo-Fr 0800-1800
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Gold Counter Service
Additional Information
This location is for Private Flights only.

Enterprise Rent A Car
(319) 358-7000
9 Highway 1 W
Iowa City, IA
 
Hertz - Dubuque Jet Center
(563) 583-0267
11000 Airport Road
Dubuque, IA
Hours
0800-2200 7 Days
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Gold Counter Service
Additional Information
This location is for Private Flights only. After Hours - After hour returns are allowed. Park the vehicle in front of the FBO. Leave the keys and contract in the drop box located on the Hertz counter.

Enterprise Auto Rental
(515) 252-8800
999 Hickman Rd
Des, Moines, IA
 
Hertz - Cedar Rapids Eastern Iowa Airport
(319) 365-9408
2121 Wright Brothers Blvd. West
Cedar Rapids, IA
Hours
Mo-Fr 0700-2300
Sa 0800-1900
Su 0800-2300
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Gold Counter Service
Additional Information
After Hours - After hour returns are allowed. Park the vehicle in the Hertz area. Place keys and rental agreement in the drop box, located at the Hertz counter.

Advantages and Disadantages of Independent Car Lease Companies

First of all, let's make sure we understand that dealers don't finance car loans or leases.

When a customer agrees to buy or lease a car, the dealer must attempt to "place" or "assign" the loan or lease with a bank, finance company, or lease company. The finance company then pays the dealer for the car, and works out payment details with the customer.

Two Ways to Lease

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

First, you can finance through a dealer's "captive" finance source, which is usually the car maker's own financial company, such as Ford Motor Credit, General Motors Acceptance Corporation (GMAC), or American Honda Finance Corporation.

Some dealers use alternative sources such as a distributor-associated financial company, or major national banks such as Chase or Wells Fargo. Normally, a dealer will not offer you choices but will select the source that offers him the best deal — which is not always the best deal for you.

UPDATE: Chrysler and General Motors dealers no longer offer car leases through "captive" finance companies. Although many such dealers can offer leases through banks or credit unions, independent lease companies can get you the same or better deals. You find your car at a dealer, and the i...

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