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Advantages and Disadantages of Independent Car Lease Companies Oskaloosa IA

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

Hertz - Pella Municipal Airport
(515) 285-1382
2119 Airport Road
Pella, IA
Hours
Mo-Fr 0800-1800
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Gold Counter Service
Additional Information
This location is for Private Flights only.

Hertz - Bob Brown Chevrolet
(515) 270-3828
4224 Merle Hay Road
Des Moines, IA
Hours
Mo-Fr 0700-1730
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Gold Counter Service , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.
Additional Information
This location is for Insurance Replacement Rentals only. Pick up time must be at least one hour after location opening and one hour prior to location closing.

Enterprise Auto Rental
(515) 256-5665
800 Fleur Dr
Des, Moines, IA
 
Hertz Corp
(319) 337-6615
1801 S Riverside Dr
Iowa City, IA
 
Hertz - John Deere I Vesta
(515) 276-1177
11369 Aurora Avenue
Urbandale, IA
Hours
Mo-Fr 0600-1800
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Gold Counter Service
Additional Information
This location is for John Deere company use only. After Hours - After hour returns are allowed.

Enterprise Auto Rental
(319) 366-5522
121 Arthur Collins Pkwy Sw#14
Cedar, Rapids, IA
 
Brown National Lease Corp
(319) 645-2644
3550 2nd St
Iowa City, IA
 
U-Haul Company
(319) 338-2021
2601 2nd St
Iowa City, IA
 
Hertz - Pella Municipal Airport
(515) 285-1382
2119 Airport Road
Pella, IA
Hours
Mo-Fr 0800-1800
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Gold Counter Service
Additional Information
This location is for Private Flights only.

Hertz - Dewey Ford HLE
(515) 289-4999
3055 Southeast Delaware Avenue
Ankeny, IA
Hours
Mo-Fr 0730-1730
Sa 0800-1200
Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations., Gold Counter Service , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.

Advantages and Disadantages of Independent Car Lease Companies

First of all, let's make sure we understand that dealers don't finance car loans or leases.

When a customer agrees to buy or lease a car, the dealer must attempt to "place" or "assign" the loan or lease with a bank, finance company, or lease company. The finance company then pays the dealer for the car, and works out payment details with the customer.

Two Ways to Lease

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

First, you can finance through a dealer's "captive" finance source, which is usually the car maker's own financial company, such as Ford Motor Credit, General Motors Acceptance Corporation (GMAC), or American Honda Finance Corporation.

Some dealers use alternative sources such as a distributor-associated financial company, or major national banks such as Chase or Wells Fargo. Normally, a dealer will not offer you choices but will select the source that offers him the best deal — which is not always the best deal for you.

UPDATE: Chrysler and General Motors dealers no longer offer car leases through "captive" finance companies. Although many such dealers can offer leases through banks or credit unions, independent lease companies can get you the same or better deals. You find your car at a dealer, and the i...

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