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Advantages and Disadantages of Independent Car Lease Companies Hampton VA

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

U-Haul Company
(757) 723-6807
1709 N King St
Hampton, VA
 
U-Haul Company
(757) 827-8029
1926 N Armistead Ave
Hampton, VA
 
Enterprise Rent A Car
(757) 838-7770
3004 W Mercury Blvd
Hampton, VA
 
Hertz - Todd Shopping Center HLE
(757) 838-2389
2308 West Mercury Boulevard
Hampton, VA
Hours
Mo-Fr 0730-1800, Sa 0900-1200, Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations. In-Car Navigation System , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.
Additional Information
Pick up time must be at least one hour after location opening and one hour prior to location closing.

Enterprise Rent A Car
(757) 896-0360
906 W Mercury Blvd
Hampton, VA
 
Enterprise Rent A Car
(757) 723-7997
766 Settlers Landing Rd
Hampton, VA
 
Hertz Penske Truck Rental
(757) 838-1870
1925 Coliseum Dr
Hampton, VA
 
U-Haul Company
(757) 838-1393
1023 W Mercury Blvd
Hampton, VA
 
Hertz Corp
(757) 838-2389
2308 W Mercury Blvd
Hampton, VA
 
Enterprise Rent A Car
(757) 865-7201
61 Spaatz Dr
Hampton, VA
 

Advantages and Disadantages of Independent Car Lease Companies

First of all, let's make sure we understand that dealers don't finance car loans or leases.

When a customer agrees to buy or lease a car, the dealer must attempt to "place" or "assign" the loan or lease with a bank, finance company, or lease company. The finance company then pays the dealer for the car, and works out payment details with the customer.

Two Ways to Lease

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

First, you can finance through a dealer's "captive" finance source, which is usually the car maker's own financial company, such as Ford Motor Credit, General Motors Acceptance Corporation (GMAC), or American Honda Finance Corporation.

Some dealers use alternative sources such as a distributor-associated financial company, or major national banks such as Chase or Wells Fargo. Normally, a dealer will not offer you choices but will select the source that offers him the best deal — which is not always the best deal for you.

UPDATE: Chrysler and General Motors dealers no longer offer car leases through "captive" finance companies. Although many such dealers can offer leases through banks or credit unions, independent lease companies can get you the same or better deals. You find your car at a dealer, and the i...

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