Auto Leasing Guide
Go to LeaseGuide.com now !

Advantages and Disadantages of Independent Car Lease Companies Clinton IA

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

Hertz - Meredith Hangar
(515) 285-9650
2602 McKinley Avenue
Des Moines, IA
Hours
Su-Fr 0700-1900
Sa 0700-1700
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Gold Counter Service
Additional Information
This location is for private flights. After Hours - After hour returns are allowed. Please leave the keys and rental record with the security guard.

Hertz - John Deere I Vesta
(515) 276-1177
11369 Aurora Avenue
Urbandale, IA
Hours
Mo-Fr 0600-1800
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Gold Counter Service
Additional Information
This location is for John Deere company use only. After Hours - After hour returns are allowed.

Linder Tire Service Inc
(319) 337-4163
632 S Riverside Dr
Iowa City, IA
 
Hertz - 2501 Airport Drive HLE
(515) 233-3469
2501 Airport Drive
Ames, IA
Hours
Mo-Fr 0730-1730
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations., Gold Counter Service , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.
Additional Information
After Hours - After hour returns are allowed. The drop box is located by the Hertz entrance door. Pick up time must be at least one hour after location opening and one hour prior to location closing.

U-Haul Company
(319) 339-4977
1841 S Gilbert St
Iowa City, IA
 
Hertz - 2737100th Street HLE
(515) 276-1177
2737 100th Street
Urbandale, IA
Hours
Mo 0700-1730
Tu-Fr 0730-1730
Sa 0900-1200
Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations. In-Car Navigation System , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.
Additional Information
After Hours - After hour returns are allowed. Park car on the east side of the building. Leave keys and contract in the drop box located on the front of the building. Pick up time must be at least one hour after location opening and one hour prior to location closing.

Enterprise Auto Rental
(515) 331-1000
141 Merle Hay Road
Des, Moines, IA
 
Hertz - John Deere FBO
(563) 583-0267
11000 Airport Road
Dubuque, IA
Hours
Mo-Fr 0500-1800
Sa 0900-1300
Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only
Additional Information
This location is for John Deere Private Flights only.

Hertz - Des Moines International Airport
(515) 285-9650
5800 Fleur Drive
Des Moines, IA
Hours
Su-Th 0700-2400
Fr -Sa 0700-2300
Special Services
Child Seats, Hand Controls for Disabled Drivers Only In-Car Navigation System , Gold Counter Service
Additional Information
After hours - After Hour returns are allowed. Park car in Hertz area, place keys and rental record in the drop box located at the counter.

Hertz - Singing Hills
(712) 255-4986
3131 Singing Hills Boulevard
Sioux City, IA
Hours
Mo-Fr 0800-1700
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations.

Advantages and Disadantages of Independent Car Lease Companies

First of all, let's make sure we understand that dealers don't finance car loans or leases.

When a customer agrees to buy or lease a car, the dealer must attempt to "place" or "assign" the loan or lease with a bank, finance company, or lease company. The finance company then pays the dealer for the car, and works out payment details with the customer.

Two Ways to Lease

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

First, you can finance through a dealer's "captive" finance source, which is usually the car maker's own financial company, such as Ford Motor Credit, General Motors Acceptance Corporation (GMAC), or American Honda Finance Corporation.

Some dealers use alternative sources such as a distributor-associated financial company, or major national banks such as Chase or Wells Fargo. Normally, a dealer will not offer you choices but will select the source that offers him the best deal — which is not always the best deal for you.

UPDATE: Chrysler and General Motors dealers no longer offer car leases through "captive" finance companies. Although many such dealers can offer leases through banks or credit unions, independent lease companies can get you the same or better deals. You find your car at a dealer, and the i...

Click here to read the rest of this article from Lease Guide