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Advantages and Disadantages of Independent Car Lease Companies Ashland KY

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

Hertz - Ashland Downtown
(606) 324-1644
1001 Winchester Avenue
Ashland, KY
Hours
Mo-Fr 0800-1700
Sa 0800-1200
Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only

Enterprise Auto Rental
(502) 778-0096
109 Dixie Hwy
Louisville, KY
 
Enterprise Rent-A-Car
(859) 425-4077
4000 Terminal Dr
Lexington, KY

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Enterprise Rent-A-Car
(502) 778-0096
2109 Dixie Hwy
Louisville, KY

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Budget Rent A Car
(859) 258-2024
2901 Richmond Rd
Lexington, KY

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Hertz - Tri State Airport
(304) 453-2745
1463 Airport Road
Huntington, WV
Hours
Mo-Fr 0700-2400, Sa 0900-1700, Su 0700-2400
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations. In-Car Navigation System , Gold Counter Service , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.
Additional Information
After Hours - After hour returns are allowed. Park vehicle in the Herz area. Place keys and Rental Record in the drop box located at the counter. Pick up time must be at least one hour after location opening and one hour prior to location closing.

Enterprise Rent-A-Car
(270) 352-4088
1864 N Dixie Blvd
Radcliff, KY

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Enterprise Rent-A-Car
(502) 366-4700
600 Terminal Dr
Louisville, KY

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Enterprise Rent-A-Car
(502) 412-5111
11400 Westport Rd
Louisville, KY

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Enterprise Auto Rental
(502) 896-9988
10 Ten Pin Ln
Louisville, KY
 
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Advantages and Disadantages of Independent Car Lease Companies

First of all, let's make sure we understand that dealers don't finance car loans or leases.

When a customer agrees to buy or lease a car, the dealer must attempt to "place" or "assign" the loan or lease with a bank, finance company, or lease company. The finance company then pays the dealer for the car, and works out payment details with the customer.

Two Ways to Lease

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

First, you can finance through a dealer's "captive" finance source, which is usually the car maker's own financial company, such as Ford Motor Credit, General Motors Acceptance Corporation (GMAC), or American Honda Finance Corporation.

Some dealers use alternative sources such as a distributor-associated financial company, or major national banks such as Chase or Wells Fargo. Normally, a dealer will not offer you choices but will select the source that offers him the best deal — which is not always the best deal for you.

UPDATE: Chrysler and General Motors dealers no longer offer car leases through "captive" finance companies. Although many such dealers can offer leases through banks or credit unions, independent lease companies can get you the same or better deals. You find your car at a dealer, and the i...

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