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Advantages and Disadantages of Independent Car Lease Companies Arkadelphia AR

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

U Save Auto Rental
(870) 931-6672
300 W Huntington Ave
Jonesboro, AR
 
Penske Truck Rental
(479) 750-4333
1507 W Shady Grove Rd
Springdale, AR
 
Riggs Cat
(479) 756-8080
4117 Wagon Wheel Rd
Springdale, AR
 
Enterprise Auto Rental
(501) 376-1919
00 South Broadway
Little, Rock, AR
 
U-Haul Company
(870) 934-1117
428 N Culberhouse St
Jonesboro, AR
 
Hertz Car Rental
(479) 549-3662
1024 South Warshington
Siloam Springs, AR
Special Services
Pick up and Deliver in Siloam Springs

Triangle Rent A Car
(910) 860-3400
1404 Skibo Rd
Fayetteville, AR
 
Hertz - 2448 Highway 62 West HLE
(870) 424-3477
2448 Highway 62 West
Mountain Home, AR
Hours
Mo-Fr 0800-1700
Sa-Su Closed
Special Services
Child Seats, Hand Controls for Disabled Drivers Only , Replacement Rentals When your car is in the shop for repairs.Insurance/Body Shop and Dealership/Service Center replacement rentals available at this location.for replacement rental reservations., Gold Counter Service , Pickup/Return Service:Available with a one hour advance notice and within 15 minutes from the Hertz Local Edition location. Contact the location to arrange for Pick Up service.

Budget Rent A Car
(870) 663-4473
5501 S Olive St
Pine Bluff, AR

Data Provided by:
Presidential Conversions
(870) 933-7270
2500 Commerce Dr Bldg A Ste B
Jonesboro, AR
 
Data Provided by:

Advantages and Disadantages of Independent Car Lease Companies

First of all, let's make sure we understand that dealers don't finance car loans or leases.

When a customer agrees to buy or lease a car, the dealer must attempt to "place" or "assign" the loan or lease with a bank, finance company, or lease company. The finance company then pays the dealer for the car, and works out payment details with the customer.

Two Ways to Lease

When leasing, you have two possible methods by which you can source the financing of your lease. Choosing the right source can reduce your monthly payments and save you considerable money over the life of your lease.

First, you can finance through a dealer's "captive" finance source, which is usually the car maker's own financial company, such as Ford Motor Credit, General Motors Acceptance Corporation (GMAC), or American Honda Finance Corporation.

Some dealers use alternative sources such as a distributor-associated financial company, or major national banks such as Chase or Wells Fargo. Normally, a dealer will not offer you choices but will select the source that offers him the best deal — which is not always the best deal for you.

UPDATE: Chrysler and General Motors dealers no longer offer car leases through "captive" finance companies. Although many such dealers can offer leases through banks or credit unions, independent lease companies can get you the same or better deals. You find your car at a dealer, and the i...

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